Frequently asked questions about Social Security Disability benefits.
If you’re applying for SSDI or SSI, you probably have questions regarding social security disability benefits. Here are answers to the ones we hear most often from Florida clients.
Eligibility & Qualifying
What is the difference between SSDI and SSI?
Social Security Disability Insurance (SSDI) is for individuals who have worked and paid Social Security taxes long enough to earn sufficient work credits. Supplemental Security Income (SSI) is a needs-based program for disabled individuals with limited income and financial resources. Some people qualify for both.
How do I know if I qualify for Social Security Disability?
Generally, you must have a medical condition expected to last at least 12 months or result in death, be unable to perform substantial work because of your condition, and meet Social Security’s medical and vocational requirements. SSDI also requires sufficient work credits; SSI has income and asset limits.
What medical conditions qualify for disability?
There’s no single official list that automatically qualifies you. The SSA evaluates how your condition limits your ability to work not simply your diagnosis. Common qualifying conditions include back and neck injuries, arthritis, heart disease, cancer, stroke, MS, lupus, diabetes complications, chronic pain, depression, anxiety, bipolar disorder, PTSD, autism spectrum disorders, and intellectual disabilities.
Can I receive disability benefits if I have never worked?
Possibly. Individuals with little or no work history may qualify for Supplemental Security Income (SSI) if they meet Social Security’s financial and medical requirements.
Application & Denials
How long does it take to receive a decision?
Every case is different. Many initial applications take several months to process. If your case requires appeals or a hearing before an Administrative Law Judge, the process can take considerably longer depending on your location and case complexity.
Why was my disability claim denied?
Common reasons include insufficient medical evidence, missing medical records, failure to follow prescribed treatment, earning too much income, the SSA determining you can perform other work, or incomplete application information. A denial does not necessarily mean you aren’t disabled but it likely means speaking with an experienced attorney can help.
Can I work while applying for disability?
Possibly, but the SSA has strict rules regarding work activity and earnings while your claim is pending. Working doesn’t automatically disqualify you, but earning above certain limits may affect your eligibility. Because every situation is unique, discuss your employment before applying.
What evidence helps my disability claim?
Strong claims often include complete medical records, diagnostic testing, physician opinions, hospital records, treatment history, medication lists, functional limitations, and statements describing how your condition affects daily activities. The more complete your medical documentation, the stronger your case.
Will my doctor automatically qualify me for disability?
No. Although your doctor’s opinion is important, the Social Security Administration makes its own determination based on all available medical and vocational evidence.
Appeals & Hearings
Can I appeal if my claim is denied?
Yes. If your application is denied, you generally have 60 days to file an appeal. Appeals may include Reconsideration, a hearing before an Administrative Law Judge, Appeals Council review, and Federal Court review. Missing the appeal deadline could require starting the application process over.
What happens at a disability hearing?
A disability hearing is less formal than a courtroom trial. The Administrative Law Judge asks questions, you testify about your medical condition and daily limitations, medical or vocational experts may testify, and your attorney presents evidence supporting your claim. Proper preparation before the hearing makes a significant difference.
Attorneys & Fees
Should I hire a Social Security Disability attorney?
You’re not required to have an attorney, but legal representation can help by completing your application correctly, gathering medical evidence, communicating with the SSA, preparing you for your hearing, presenting legal arguments before the judge, and managing deadlines and appeals.
How much does it cost to hire a Social Security Disability attorney?
In most cases, attorney fees are regulated by federal law. If your claim is approved, fees are generally paid from your past-due benefits and must be approved by the SSA. If there is no recovery, there is generally no attorney fee. We explain fees fully during your free consultation.
How can Florida SSDI Help assist me?
Attorneys Matthew Noyes and Lorrie Robinson guide clients through every stage: initial applications, appeals, reconsideration requests, ALJ hearings, medical evidence development, communication with the SSA, and ongoing case support throughout Florida.
Benefits & Payments
How much will I receive in disability benefits?
SSDI benefits are based on your prior earnings and work history. SSI benefits are based on federal benefit rates and your financial circumstances. The amount varies from person to person.
Can I receive Workers' Compensation and SSDI?
Yes, in many cases. However, Workers’ Compensation benefits may affect the amount of your SSDI benefits because of federal offset rules. Our attorneys can explain how these programs interact.
Still have questions?
Every disability claim is unique. Contact Florida SSDI Help for a free consultation we’ll review your situation and explain your next steps.